Bankz Trust Score™ — methodology

A transparent, defensible 0–100 score (letter-graded A–D) for every institution and product. We publish the weights, expose a per-factor breakdown on every gauge, and never let money move a score. Trust is the product — so we show the work.

The eight weighted factors

The formula

score = Σ( weightᵢ · factorᵢ ) · approvalₚ(profile) · freshness

• factorᵢ  — each factor scored 0–100 from sourced data
• approvalₚ — approval probability for your profile (0.85–1.0 multiplier)
• freshness — recency multiplier from each value's last-verified date
• grade    — A ≥ 80 · B ≥ 60 · C ≥ 40 · D < 40

Baseline vs. “for you”

Every institution shows a baseline score. Once you run the concierge or build a profile, we show a “Score for you” — the approval-probability and product-fit factors re-weight to your country, residency, entity type, revenue and risk.

Our guarantees

• ✓ No pay-to-rank. Sponsorship buys labeled placement only — never a Trust Score change. This is enforced in code and unit-tested.
• ✓ Every value is sourced. No fee, approval or regulatory figure is displayed without a linked source and a confidence score.
• ✓ Verified reviews only. Reviewers must prove account ownership/use; anomaly detection flags manipulation.
• ✓ We inform, we don’t advise. Bankz introduces and informs — it never executes transfers or acts as a broker or advisor.