Global Credit Card Database
Every card, compared — without bias
30 cards across 6 regions · every value sourced with a confidence score · refreshes weekly. The same model generalizes to loans, mortgages, merchant and FX directories next.
★ Featured cards are paid placements, clearly labeled — they never get a Trust Score boost. Re-sort for an unbiased ranking anytime.
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30 cards
Capital OneMastercard
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Quicksilver Cash Rewards
United StatesTrust95
Annual fee
No fee · 82%
Purchase APR
19.99%
FX fee
None · 80%
Intro APR
0%
Rewards
Unlimited 1.5% cash back on every purchase, 5% on hotels/cars via Capital One Travel · 60%
🎁 $200 cash bonus after $500 spend in first 3 months
No annual feeNo foreign transaction fee0% intro APR on purchases & balance transfersFlat-rate cash back
To qualify · Good credit
See rates & applysynced 2026-06-20
DiscoverDiscover
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Discover it Cash Back
United StatesTrust95
Annual fee
No fee · 82%
Purchase APR
18.24%
FX fee
None · 80%
Intro APR
0%
Rewards
5% cash back on rotating quarterly categories (up to cap, on activation), 1% else · 58%
🎁 Cashback Match — Discover matches all cash back earned in the first year
No annual feeNo foreign transaction feeFirst-year Cashback Match0% intro APR on purchases & balance transfers
To qualify · Good credit
See rates & applysynced 2026-06-20
ChaseVISA
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Sapphire Reserve
United StatesTrust92
Annual fee
$550 · 58%
Purchase APR
22.49%
FX fee
None · 85%
Rewards
10x hotels/cars via Chase Travel, 3x dining, 3x other travel, 1x else · 58%
🎁 60,000 points after $4,000 spend in first 3 months
Priority Pass lounge accessAnnual travel creditNo foreign transaction feePrimary rental car coverage
To qualify · Excellent credit
See rates & applysynced 2026-06-20
American ExpressAmex
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The Platinum Card
United StatesTrust92
Annual fee
$695 · 60%
Purchase APR
21.24%
FX fee
None · 85%
Rewards
5x flights booked directly/via Amex Travel, 5x prepaid hotels via Amex Travel, 1x else · 56%
🎁 Up to 80,000 Membership Rewards points after $8,000 spend in first 6 months
Centurion + Priority Pass lounge accessAirline/hotel statement creditsNo foreign transaction feeConcierge
To qualify · Excellent credit
See rates & applysynced 2026-06-20
Capital OneVISA
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Venture X Rewards
United StatesTrust89
Annual fee
$395 · 62%
Purchase APR
20.74%
FX fee
None · 85%
Rewards
10x hotels/cars via Capital One Travel, 5x flights via portal, 2x everything else · 58%
🎁 75,000 miles after $4,000 spend in first 3 months
Capital One + Priority Pass lounge accessAnnual travel creditAnniversary miles bonusNo foreign transaction fee
To qualify · Excellent credit
See rates & applysynced 2026-06-20
ChaseVISA
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Sapphire Preferred
United StatesTrust87
Annual fee
$95 · 70%
Purchase APR
21.49%
FX fee
None · 85%
Rewards
5x travel via Chase Travel, 3x dining/streaming/online groceries, 2x other travel, 1x else · 60%
🎁 60,000 points after $4,000 spend in first 3 months
No foreign transaction feeTrip cancellation/interruption insurancePrimary rental car coveragePoints transfer to travel partners
To qualify · Good credit
See rates & applysynced 2026-06-20
HalifaxMastercard
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Clarity Credit Card
United KingdomTrust87
Annual fee
No fee · 70%
Purchase APR
23.9%
FX fee
None · 82%
Rewards
No rewards programme — positioned as a low-cost travel card with no foreign-transaction fee · 58%
No foreign-transaction feeNo cash-withdrawal fee abroad (interest still applies)Mastercard network ratesLong-standing travel-card choice
To qualify · Good credit
See rates & applysynced 2026-06-20
American ExpressAmex
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American Express Gold Card
United StatesTrust84
Annual fee
$325 · 58%
Purchase APR
21.24%
FX fee
None · 85%
Rewards
4x dining, 4x U.S. supermarkets (up to cap), 3x flights, 1x else · 56%
🎁 60,000 Membership Rewards points after $6,000 spend in first 6 months
Dining/Uber statement creditsNo foreign transaction feePoints transfer to travel partners
To qualify · Good credit
See rates & applysynced 2026-06-20
BarclaycardVISA
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Rewards Credit Card
United KingdomTrust84
Annual fee
No fee · 70%
Purchase APR
28.9%
FX fee
None · 82%
Rewards
0.25% cashback on everyday spend; no fees on overseas purchases or cash withdrawals abroad · 55%
No foreign-transaction feeNo overseas cash-withdrawal feeCashback on spendContactless & mobile wallets
To qualify · Good credit
See rates & applysynced 2026-06-20
American ExpressAmex
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Blue Business Plus
United StatesTrust83
Annual fee
No fee · 82%
Purchase APR
18.49%
FX fee
2.7%
Intro APR
0%
Rewards
2x Membership Rewards on everyday business purchases up to $50,000/year, then 1x · 58%
🎁 15,000 Membership Rewards points after $3,000 spend in first 3 months
No annual fee0% intro APR on purchasesExpanded buying power above credit limitPoints transfer to travel partners
To qualify · Good credit
See rates & applysynced 2026-06-20
CurveMastercard
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Curve Card
United KingdomTrust82
Annual fee
No fee · 58%
Purchase APR
—
FX fee
None · 70%
Rewards
Not a credit card per se — an aggregator that routes spend to your linked cards; fee-free FX up to limits, "Go Back in Time", cashback at select retailers · 55%
Combine multiple cards into oneFee-free FX up to plan limits"Go Back in Time" — switch a payment’s funding cardSmart rules & cashback at select retailers
To qualify · Any credit
See rates & applysynced 2026-06-20
RevolutVISA
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Metal
EuropeTrust81
Annual fee
£155 · 58%
Purchase APR
—
FX fee
None · 78%
Rewards
Up to ~1% cashback (region-dependent) in points; interbank FX with no markup up to monthly limits; multi-currency wallet · 55%
Multi-currency wallet (30+ currencies)Interbank FX up to plan limitsTravel & purchase insurance (plan-dependent)Airport lounge access
To qualify · Any credit
See rates & applysynced 2026-06-20
ChaseVISA
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Freedom Unlimited
United StatesTrust80
Annual fee
No fee · 82%
Purchase APR
20.49%
FX fee
3% · 60%
Intro APR
0%
Rewards
5x travel via Chase Travel, 3x dining/drugstores, 1.5% on everything else · 58%
🎁 Extra 1.5% cash back on all purchases up to $20,000 in first year
No annual fee0% intro APR on purchases & balance transfersCash back never expires
To qualify · Good credit
See rates & applysynced 2026-06-20
CitiMastercard
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Double Cash
United StatesTrust80
Annual fee
No fee · 82%
Purchase APR
19.24%
FX fee
3% · 60%
Intro APR
0%
Rewards
2% cash back — 1% when you buy, 1% as you pay · 60%
🎁 $200 cash back after $1,500 spend in first 6 months
No annual feeFlat 2% cash back0% intro APR on balance transfers
To qualify · Good credit
See rates & applysynced 2026-06-20
N26Mastercard
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Metal
EuropeTrust79
Annual fee
€168 · 58%
Purchase APR
—
FX fee
None · 76%
Rewards
No points programme; premium account perks — fee-free FX card payments, partner offers, and travel/purchase insurance · 55%
No foreign-transaction fee on paymentsTravel & medical insurance (plan)Partner offers/cashback (Perks)Metal card
To qualify · Any credit
See rates & applysynced 2026-06-20
HSBCVISA
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Premier Credit Card
United KingdomTrust77
Annual fee
No fee · 55%
Purchase APR
22.9%
FX fee
2.75% · 60%
Rewards
HSBC Premier rewards points on spend; redeemable for vouchers, travel and transfers (requires Premier eligibility)
HSBC Premier relationship cardRewards points on spendTravel & purchase benefitsGlobal Premier recognition
To qualify · Excellent credit
See rates & applysynced 2026-06-20
American ExpressAmex
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Preferred Rewards Gold Credit Card
United KingdomTrust76
Annual fee
No fee · 58%
Purchase APR
31%
FX fee
2.99% · 62%
Rewards
1 Membership Rewards point per £1 spend; bonus points on travel categories; points transfer to airline/hotel partners · 55%
🎁 Membership Rewards welcome bonus after meeting a minimum spend in the first months
Airport lounge passes (annual)Membership Rewards transfersTravel & purchase protectionNo fee in year one
To qualify · Good credit
See rates & applysynced 2026-06-20
SantanderMastercard
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All in One Credit Card
United KingdomTrust76
Annual fee
£36 · 58%
Purchase APR
29.8%
FX fee
None · 80%
Intro APR
0%
Rewards
1% cashback on all purchases (capped monthly); no foreign-transaction fee; intro 0% on balance transfers and purchases · 55%
1% cashback on all spend (capped)No foreign-transaction feeIntro 0% balance transfers & purchasesMonthly fee applies
To qualify · Good credit
See rates & applysynced 2026-06-20
American ExpressAmex
•••• •••• •••• ••••
The Platinum Card
United KingdomTrust75
Annual fee
£650 · 62%
Purchase APR
—
FX fee
2.99% · 60%
Rewards
1 Membership Rewards point per £1; elevated value via airline/hotel transfer partners; this is a charge card (balance paid in full)
🎁 Large Membership Rewards welcome bonus after meeting a minimum spend in the first months
Unlimited airport lounge access (Priority Pass, Centurion, etc.)Hotel elite status & travel creditsComprehensive travel insuranceConcierge service
To qualify · Excellent credit
See rates & applysynced 2026-06-20
Axis BankMastercard
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Atlas Credit Card
IndiaTrust72
Annual fee
₹5,000
Purchase APR
43.2%
FX fee
1.5%
Rewards
Earns EDGE Miles on spend (accelerated on travel), transferable to airline/hotel partners · 56%
🎁 Welcome EDGE Miles on first spend (varies by campaign)
Air miles (EDGE Miles)Airport lounge (domestic & international)Travel transfer partnersTier benefits
To qualify · Excellent credit
See rates & applysynced 2026-06-20
American ExpressAmex
•••• •••• •••• ••••
Platinum Cashback Credit Card
United KingdomTrust70
Annual fee
£25 · 60%
Purchase APR
31%
FX fee
2.99% · 62%
Rewards
Up to 5% cashback (capped) for the first 3 months, then up to 1% on most spend (tiered by annual spend) · 55%
🎁 Introductory boosted cashback rate in the first 3 months (capped)
Cashback on UK & overseas spendPurchase protectionAmex OffersFraud protection guarantee
To qualify · Good credit
See rates & applysynced 2026-06-20
DBSVISA
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DBS Altitude Visa Signature Card
SingaporeTrust70
Annual fee
SGD 196.20 · 56%
Purchase APR
27.9%
FX fee
3.25% · 55%
Rewards
Earns DBS Points / air miles on local & overseas spend, accelerated on online travel · 56%
🎁 Welcome miles bonus (varies by campaign)
Air milesAirport lounge (Priority Pass visits)Miles never expireTravel insurance
To qualify · Good credit
See rates & applysynced 2026-06-20
Citibank SingaporeMastercard
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Citi PremierMiles Card
SingaporeTrust70
Annual fee
SGD 196.20 · 56%
Purchase APR
27.9%
FX fee
3.25% · 55%
Rewards
Earns Citi Miles on local & overseas spend; miles never expire · 56%
🎁 Welcome Citi Miles bonus (varies by campaign)
Air milesMiles never expireAirport lounge (Priority Pass)Travel insurance
To qualify · Good credit
See rates & applysynced 2026-06-20
Emirates NBDVISA
•••• •••• •••• ••••
Skywards Infinite Credit Card
United Arab EmiratesTrust69
Annual fee
AED 1,575
Purchase APR
43.8%
FX fee
2.99% · 55%
Rewards
Earns Emirates Skywards Miles on spend, accelerated on Emirates / travel categories · 56%
🎁 Welcome Skywards Miles bonus (varies by campaign)
Airport loungeEmirates Skywards milesTravel insuranceConcierge
To qualify · Excellent credit
See rates & applysynced 2026-06-20
ADCBVISA
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TouchPoints Infinite Credit Card
United Arab EmiratesTrust66
Annual fee
AED 1,575
Purchase APR
43.8%
FX fee
2.99% · 55%
Rewards
Earns ADCB TouchPoints (redeemable for cashback, flights, hotels, retail) · 56%
Airport loungeTouchPoints rewardsGolfConcierge
To qualify · Excellent credit
See rates & applysynced 2026-06-20
HDFC BankVISA
•••• •••• •••• ••••
Regalia Gold Credit Card
IndiaTrust66
Annual fee
₹2,500
Purchase APR
43.2%
FX fee
2%
Rewards
Earns Reward Points on spend, accelerated on select partners; redeemable for travel/catalogue · 56%
🎁 Welcome benefit / vouchers on activation & spend (varies)
Airport lounge (domestic & international)Reward pointsConciergeTravel benefits
To qualify · Good credit
See rates & applysynced 2026-06-20
Emirates IslamicVISA
•••• •••• •••• ••••
Cashback Card (Sharia-compliant)
United Arab EmiratesTrust65
Annual fee
No fee · 56%
Purchase APR
—
FX fee
2.99% · 55%
Rewards
Cashback on spend, structured per Sharia principles (caps/categories apply) · 56%
Sharia-compliant (no riba)CashbackAirport lounge (select tiers)
To qualify · Good credit
See rates & applysynced 2026-06-20
MashreqMastercard
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Mashreq Cashback Credit Card
United Arab EmiratesTrust61
Annual fee
No fee · 58%
Purchase APR
43.8%
FX fee
2.99% · 55%
Rewards
Unlimited cashback on spend (rate varies by category; some uncapped, some capped) · 56%
CashbackNo monthly minimum spend (varies)Airport lounge (select tiers)
To qualify · Good credit
See rates & applysynced 2026-06-20
HSBC UAEVISA
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HSBC Cashback Credit Card
United Arab EmiratesTrust59
Annual fee
No fee · 56%
Purchase APR
43.8%
FX fee
2.99% · 55%
Rewards
Cashback on everyday spend (higher on supermarkets/dining/utilities; caps apply) · 56%
CashbackAirport lounge (select access)Global HSBC network
To qualify · Good credit
See rates & applysynced 2026-06-20
First Abu Dhabi BankVISA
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FAB Cashback Card
United Arab EmiratesTrust58
Annual fee
No fee · 58%
Purchase APR
43.8%
FX fee
2.99% · 55%
Rewards
Tiered cashback on spend (higher rates on selected categories, with monthly caps) · 56%
CashbackMonthly cashback caps apply
To qualify · Good credit
See rates & applysynced 2026-06-20