How much is your business account really costing you?

Model the all-in annual cost of a business account — monthly fees, FX spread, wires and minimum-balance drag — and see which banks cost least for your usage.

Monthly account fee

AED/mo

Effective FX spread

International wire fee

AED

Wires per month

Annual FX volume

USD

Your all-in annual cost

$5,988

With a tight-spread account (~0.43%)

$876

Potential annual saving

$5,112

Headline “free” often loses to a tighter FX spread — that’s why Bankz models all-in cost, not monthly fee.

See banks that fit →

Banks that fit

Bank
1AS Aspire SG · Aspire Business Account (Multi-Currency)	Free · 64%Aspire — Business Account & Spend Managementhttps://aspireapp.comSource class: website · reliability 80%Last verified 10d agoFree tier exists; paid plans add controls and seats.	None · 64%Aspire — Business Account & Spend Managementhttps://aspireapp.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	3 days · 58%Bankz analyst desk — Singapore (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	83/100 · A
2NE Neon CH · Neon Business Account	Free · 60%Neon — Swiss Digital Bankinghttps://www.neon-free.chSource class: website · reliability 80%Last verified 10d agoFree tier exists; paid plans add features and seats.	None · 60%Neon — Swiss Digital Bankinghttps://www.neon-free.chSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	3 days · 56%Bankz analyst desk — Switzerland (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	81/100 · A
3N2 N26 DE · N26 Business Account	Free · 64%N26 — Business Accountshttps://n26.com/en-de/business-bank-accountSource class: website · reliability 80%Last verified 10d agoFree Business Standard tier; paid tiers add perks and insurance.	None · 64%N26 — Business Accountshttps://n26.com/en-de/business-bank-accountSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	2 days · 58%Bankz analyst desk — Germany (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	80/100 · A
4BI BigPay MY · BigPay Account & Card	Free · 62%BigPay — Southeast Asian fintech (e-money & payments)https://www.bigpayme.comSource class: website · reliability 80%Last verified 10d agoNo standard monthly fee on the core account; transfer/FX fees apply.	None · 62%BigPay — Southeast Asian fintech (e-money & payments)https://www.bigpayme.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	2 days · 56%Bankz analyst desk — Malaysia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	78/100 · B
5KU Kuda NG · Kuda Business Account	Free · 60%Kuda — Business Accountshttps://www.kuda.comSource class: website · reliability 80%Last verified 10d agoNo monthly maintenance fee on the free tier; paid plans add features.	None · 62%Kuda — Business Accountshttps://www.kuda.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	2 days · 58%Bankz analyst desk — Nigeria (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	77/100 · B

Rating = Bankz Trust Score™ · every value sourced · no pay-to-rank. Tap a column to sort.

Estimates are illustrative and for information only — verify exact terms with the institution. Bankz does not provide financial advice.