Best multi-currency business accounts

Hold and move many currencies with tight FX. Ranked on effective spread, currency coverage and all-in cross-border cost.

Top picks — Best multi-currency business accounts

Bank
1WI Wise GB · Wise Business	Free · 86%Wise — Pricinghttps://wise.com/pricingSource class: website · reliability 85%Last verified 10d ago	None · 86%Wise — Pricinghttps://wise.com/pricingSource class: website · reliability 85%Last verified 10d ago	3 days · 64%Bankz analyst desk (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	87/100 · A
2LO Loop CA · Loop Global Multi-Currency Account	Free · 64%Loop — Multi-Currency for Canadian Businesshttps://www.bankonloop.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	None · 64%Loop — Multi-Currency for Canadian Businesshttps://www.bankonloop.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	3 days · 58%Bankz analyst desk — Canada (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	83/100 · A
3AS Aspire SG · Aspire Business Account (Multi-Currency)	Free · 64%Aspire — Business Account & Spend Managementhttps://aspireapp.comSource class: website · reliability 80%Last verified 10d agoFree tier exists; paid plans add controls and seats.	None · 64%Aspire — Business Account & Spend Managementhttps://aspireapp.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	3 days · 58%Bankz analyst desk — Singapore (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	83/100 · A
4RE Revolut Business GB · Revolut Business Multi-Currency Account	Free · 80%Revolut Business — Pricing & Planshttps://www.revolut.com/business/Source class: website · reliability 80%Last verified 10d agoFree plan advertised; Grow/Scale/Enterprise plans carry monthly fees.	None · 64%Revolut Business — Pricing & Planshttps://www.revolut.com/business/Source class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	2 days · 56%Bankz analyst desk — UK (manual verification)Source class: human · reliability 90%Last verified 10d agoOften days; can be longer where additional KYB is needed.	82/100 · A
5BU bunq NL · bunq Business	€9.99 · 58%bunq — Business Bankinghttps://www.bunq.com/businessSource class: website · reliability 80%Last verified 10d agoSubscription tiers; price varies by plan.	None · 62%bunq — Business Bankinghttps://www.bunq.com/businessSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	2 days · 58%Bankz analyst desk — Netherlands (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	80/100 · A
6BI BigPay MY · BigPay Account & Card	Free · 62%BigPay — Southeast Asian fintech (e-money & payments)https://www.bigpayme.comSource class: website · reliability 80%Last verified 10d agoNo standard monthly fee on the core account; transfer/FX fees apply.	None · 62%BigPay — Southeast Asian fintech (e-money & payments)https://www.bigpayme.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	2 days · 56%Bankz analyst desk — Malaysia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	78/100 · B
7AN ANEXT Bank SG · ANEXT Business Account	Free · 62%ANEXT Bank — Digital Wholesale Bankhttps://www.anext.com.sgSource class: website · reliability 80%Last verified 10d agoNo monthly account fee advertised; verify current schedule.	None · 62%ANEXT Bank — Digital Wholesale Bankhttps://www.anext.com.sgSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	3 days · 56%Bankz analyst desk — Singapore (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	77/100 · B
8WI Wio AE · Wio Business	Free · 70%Wio Bank — Wio Businesshttps://www.wio.ioSource class: website · reliability 82%Last verified 10d agoFree tier exists; paid tiers add features.	None · 66%Wio Bank — Wio Businesshttps://www.wio.ioSource class: website · reliability 82%Last verified 10d agoIndicative — verify with the institution before applying.	4 days · 58%Bankz analyst desk (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	77/100 · B

Rating = Bankz Trust Score™ · every value sourced · no pay-to-rank. Tap a column to sort.

How we picked

✓Effective FX spread
✓Number of currencies
✓Local-rail coverage
✓All-in cost
✓Trust Score

Rankings come from the Bankz Trust Score™ and your-profile fit — no pay-to-rank. See the methodology →

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Frequently asked

What is an effective FX spread?

The real markup over the mid-market rate. A 0.4% spread vs 2.5% on $500k/yr is a $10,500 difference — which is why Bankz ranks on spread, not headline “fee-free”.

Informational only — not financial advice. Verify all terms with the institution.