CommBank vs NAB

A head-to-head on the metrics that decide it — Trust Score, all-in cost, approval odds and speed. Every value is sourced; no pay-to-rank.

Higher Trust Score

CommBank

60/100

Lower all-in cost

NAB

$5,160/yr

Faster to open

CommBank

7 days

Best value per row highlighted · ◆ = Bankz pick

Best overall for you ↓	CommBank CommBank Business Transaction Account B	NAB NAB Business Everyday Account C
Trust & fit
Trust Score (for you)	60◆ pick	59
Approval probability	~60%◆ pick	~59%
Match Score	59◆ pick	59
Cost (all-in)
Monthly fee	AED 10 Commonwealth Bank — Business Bankinghttps://www.commbank.com.au/business.htmlSource class: website · reliability 80%Last verified 10d agoAccount-keeping fee varies by plan; some plans fee-free.	AED 0◆ pick · 56%NAB — Business Bankinghttps://www.nab.com.au/businessSource class: website · reliability 80%Last verified 10d agoNAB markets a $0 monthly-fee everyday business option; transaction fees may apply.
Effective FX spread	2.5%◆ pick Commonwealth Bank — Business Bankinghttps://www.commbank.com.au/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	2.5% NAB — Business Bankinghttps://www.nab.com.au/businessSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
Int’l wire (out)	AED 30◆ pick Commonwealth Bank — Business Bankinghttps://www.commbank.com.au/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	AED 30 NAB — Business Bankinghttps://www.nab.com.au/businessSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
Min balance	AED 0◆ pick · 56%Commonwealth Bank — Business Bankinghttps://www.commbank.com.au/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	AED 0 · 56%NAB — Business Bankinghttps://www.nab.com.au/businessSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
Modeled all-in annual	$5,280	$5,160◆ pick
Speed
Median opening time	7 days◆ pick Bankz analyst desk — Australia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	8 days Bankz analyst desk — Australia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.
Eligibility
Non-resident accepted	No Commonwealth Bank — Business Bankinghttps://www.commbank.com.au/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	No NAB — Business Bankinghttps://www.nab.com.au/businessSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
Capabilities
Multi-currency	Yes · 60%Commonwealth Bank — Business Bankinghttps://www.commbank.com.au/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	Yes · 58%NAB — Business Bankinghttps://www.nab.com.au/businessSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.
API / open banking	Yes · 56%Commonwealth Bank — Business Bankinghttps://www.commbank.com.au/business.htmlSource class: website · reliability 80%Last verified 10d agoAustralia’s Consumer Data Right (CDR) provides regulated open banking.	Yes · 56%NAB — Business Bankinghttps://www.nab.com.au/businessSource class: website · reliability 80%Last verified 10d agoConsumer Data Right (CDR) open banking.
Service & trust
Verified reviews	3.7/5◆ pick · 58%Bankz Verified Reviews — Australia (proof-of-use gated)Source class: user_report · reliability 72%Last verified 10d agoIndicative — verify with the institution before applying.	3.6/5 · 58%Bankz Verified Reviews — Australia (proof-of-use gated)Source class: user_report · reliability 72%Last verified 10d agoIndicative — verify with the institution before applying.
Compliance
Compliance reputation	86◆ pick · 70%Bankz Reputation Graph — Australia (registries + regulator actions)Source class: registry · reliability 86%Last verified 10d agoIndicative — verify with the institution before applying.	85 · 70%Bankz Reputation Graph — Australia (registries + regulator actions)Source class: registry · reliability 86%Last verified 10d agoIndicative — verify with the institution before applying.

Informational only — not financial advice. Verify all terms with the institution. Trademarks belong to their owners.