Best digital banks in Malaysia

The best digital banks in Malaysia, ranked on the Bankz Trust Score™ — approval odds, all-in cost, speed and capabilities. Picks update live from verified, sourced data. No pay-to-rank.

Top picks — Best digital banks in Malaysia

Bank
1BI BigPay MY · BigPay Account & Card	Free · 62%BigPay — Southeast Asian fintech (e-money & payments)https://www.bigpayme.comSource class: website · reliability 80%Last verified 10d agoNo standard monthly fee on the core account; transfer/FX fees apply.	None · 62%BigPay — Southeast Asian fintech (e-money & payments)https://www.bigpayme.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	2 days · 56%Bankz analyst desk — Malaysia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	78/100 · B
2RH RHB Bank MY · RHB Business Current Account	MYR 10 RHB Bank — Business Bankinghttps://www.rhbgroup.com/business/index.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	MYR 1,000 RHB Bank — Business Bankinghttps://www.rhbgroup.com/business/index.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	7 days Bankz analyst desk — Malaysia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	59/100 · C
3MA Maybank MY · Maybank Business Current Account	MYR 10 Maybank — Business Bankinghttps://www.maybank2u.com.my/home/m2u/common/business.doSource class: website · reliability 80%Last verified 10d agoService/maintenance charges vary by account tier and balance.	MYR 1,000 Maybank — Business Bankinghttps://www.maybank2u.com.my/home/m2u/common/business.doSource class: website · reliability 80%Last verified 10d agoTypical initial deposit; verify current minimum with the bank.	7 days Bankz analyst desk — Malaysia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	59/100 · C
4CI CIMB MY · CIMB BusinessGo Current Account	MYR 10 CIMB Bank — Business Bankinghttps://www.cimb.com.my/en/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	MYR 1,000 CIMB Bank — Business Bankinghttps://www.cimb.com.my/en/business.htmlSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	6 days Bankz analyst desk — Malaysia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	59/100 · C
5PU Public Bank MY · Public Bank Business Current Account	MYR 10 Public Bank — Business / SME Bankinghttps://www.pbebank.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	MYR 1,000 Public Bank — Business / SME Bankinghttps://www.pbebank.comSource class: website · reliability 80%Last verified 10d agoIndicative — verify with the institution before applying.	8 days Bankz analyst desk — Malaysia (manual verification)Source class: human · reliability 90%Last verified 10d agoIndicative — verify with the institution before applying.	57/100 · C

Rating = Bankz Trust Score™ · every value sourced · no pay-to-rank. Tap a column to sort.

How we picked

✓Fully digital onboarding
✓Onboarding speed
✓App & API quality
✓All-in cost
✓Trust Score

Rankings come from the Bankz Trust Score™ and your-profile fit — no pay-to-rank. See the methodology →

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Frequently asked

What are the best digital banks in Malaysia?

Digital and app-first providers onboard fastest and usually cost less all-in. The ranking above is built from verified, sourced data for Malaysia.

Informational only — not financial advice. Verify all terms with the institution.